From contributions to reports: manage everything in one secure system. Replace traditional notebooks and spreadsheets with automated digital management.
The complete engine that powers Africa's most organised investment groups.
Set recurring or one-time contributions. Automated M-Pesa tracking identifies who paid and who's pending instantly.
Issue loans to members directly. The system tracks interest accrual, repayment schedules, and outstanding balances.
Assign fines for missed meetings or late payments. Track payment status and maintain a clear list of defaulters.
Record group operational costs. Categorise spending for catering, venues, or legal fees to keep the books clean.
One-click generation of cash flow, loan summaries, and contribution reports. Export to PDF for your next meeting.
Manage member records, add/remove participants, and provide transparent access to history for everyone.
Schedule and manage Chama meetings. Record minutes, track attendance, and store meeting documents in one central place.
Automated SMS and WhatsApp reminders for contribution due dates, meeting schedules, and loan repayment deadlines.
Record investments, incomes, and savings. Track Chama asset portfolio, dividend payouts, and capital gains in real-time.
Members send a tagged, structured WhatsApp message. The bot extracts the details and queues it for admin approval — no app needed.
Set up your Chama's complete operating system in minutes.
Click "Create Chama" and give your group a name.
Start Here →Invite members, either existing Zedek Members or someone who hasn't joined Zedek yet. Each member gets their own account.
Add new members or a Zedek userSet contribution amounts, meeting schedules, Loans, Reminders, and start updating.
CustomizeAllow our Whatsapp bot to help you with automatic transaction recording.
Instant SyncTrack contributions, loans, expenses, and generate reports immediately. Every user in that Chama can follow every activity
Go Live14-day free trial on all plans. No hidden fees, no contracts. Cancel anytime.
Perfect for getting started. Billed monthly.
Billed quarterly. Save KSH 116 compared to monthly.
Billed annually. Save KSH 1,496 compared to monthly.
"Reduced bookkeeping time from 8 hours to 30 minutes monthly. Now I can actually enjoy our meeting instead of stressing over KSH 50 variances!"
"Having a transparent digital ledger has completely restored trust. All members see their balances update the second it is updated."
"The reports are detailed. The Whatsapp bot assistant is revolutionary for Chama secretaries."
Join 5,000+ Kenyan Chamas managing billions in assets with Zedek.
Support 24/7: +254 791 638 574