Deposit via M-Pesa, withdraw to M-Pesa, send money to other users, and power every Zedek mini app — Kopeshana, Merry-Go-Round, and Goals — from one secure hub.
Zedek Wallet is the entry and exit point for all money in the ecosystem — deposit, withdraw, send, and move funds across all your mini apps in one place.
Fund your wallet instantly using M-Pesa. Money hits your balance in seconds with no delays. More deposit methods are on the way — stay tuned.
Pull your money out to M-Pesa whenever you need it — fast, reliable, and straightforward. Bank withdrawals are coming soon as we expand our channels.
Transfer money to any user on the platform instantly. Charges are minimal and transfers settle in real time — no waiting, no friction.
Move wallet funds directly into Kopeshana — our P2P lending mini app — to lend to or borrow from other members seamlessly.
Move money from your wallet into Merry-Go-Round contribution cycles — join a chama rotation and never miss your turn again.
Allocate funds directly from your wallet into Goals — your personal savings pots — and watch your targets come to life, one deposit at a time.
| Recipient / Sender | Type | Status | Amount |
|---|---|---|---|
| M-Pesa Deposit | Add Funds | Completed | KSH 10,000 |
| Sarah Mutua | Send | Completed | KSH 2,500 |
| Kopeshana | Move to App | Completed | KSH 5,000 |
| Savings Goal | Move to App | Completed | KSH 3,000 |
| M-Pesa Withdrawal | Withdraw | Processing | KSH 1,500 |
| Feature | Zedek Wallet | Banks |
|---|---|---|
| Transfer Speed | Instant | 2–3 Days |
| Send to Users | Low Fees | KSH 30–200 |
| Setup Time | 2 Minutes | 3–5 Days |
| App Integrations | Native (3 Apps) | None |
| M-Pesa Support | Deposit & Withdraw | Limited |
Your wallet is the entry point and exit point of all money on Zedek. Every mini app connects through it.
Move wallet funds directly into Kopeshana to participate in peer-to-peer lending and borrowing circles.
Fund your Merry-Go-Round contributions straight from the wallet and receive your payout right back into it.
Allocate money from your wallet directly to personal savings goals and track your progress in real time.
Complete KYC in 2 minutes with just your national ID.
Connect your M-Pesa number to enable instant deposits and withdrawals.
Add your starting balance via any payment method.
Send money to other users or move funds into Kopeshana, Goals, or Merry-Go-Round.
"Zedek Wallet changed how I manage my budget. Sending KSH 5,000 back home is now instant and affordable. No more queuing or high fees at agents."
"As a Chama treasurer, I can send my fellow chama members money without incurring high transaction costs."