Track
Every Shilling.
Track income and expenses across Personal, Shared Spaces, and Projects. Manually, via recurring entries, or by uploading your M-Pesa statement. Real insights, zero guesswork.
Current Month
KSh 48,250
+12% vs last monthUpload M-Pesa Statement
Drag & drop or click to upload a CSV/PDF exported from M-Pesa app.
Not everything needs to be typed manually.
Can’t keep up with every transaction? Request your M-Pesa statement, upload it to Zedek, and the system automatically categorizes your transactions — mapping each one to the right income or expense category in seconds.
Recurring Transactions
Set it once, forget it forever. Rent, subscriptions, loan payments, savings — anything that happens regularly.
Set recurring expenses once. Never forget a payment.
Got regular bills? Define the amount, category, and frequency (daily, weekly, monthly, or custom). Zedek automatically logs each occurrence — keeping your records accurate without lifting a finger.
Three Modes. One Tracker.
Whether you’re managing your own finances, splitting costs with family, or tracking a long-running project — there’s a mode built for it.
Personal
Your individual income and expense tracker. Add transactions manually, set up recurring entries, or upload your M-Pesa statement. Use default or custom categories, set budgets per category, and get alerted when you’re close to the limit.
Spaces
Ideal for families or roommates with shared costs. Invite members as contributors or observers, set shared budgets, record recurring transactions, upload receipts and invoices, and view reports together.
Projects
Track the true cost of construction, farming, weddings, or any time-bound activity. Set an overall budget plus per-category budgets, monitor burn rate, define milestones, and keep contributors or observers in the loop.
Know exactly where your money goes.
Set budgets per category and get notified before you overspend. Compare income vs expenses across two periods to spot trends. Let Zedek handle recurring entries automatically so nothing slips through.
Budget alerts when your spending nears or exceeds a set limit Compare spending across two periods to spot trends and patterns Visual reports and charts broken down by income and expense category
Transport spending +32% above your 4‑week average.
Consider combining trips or using public transport twice this week to get back on track for your KSh 45k monthly goal.
Frequently Asked Questions
Know where every shilling goes.
Personal budgets, shared household costs, or full project tracking — Expense Tracker adapts to your life. Start free today.